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20/11/2025

The International Monetary Fund (IMF) published the 2025 Article IV Consultation Staff Report for Montenegro, which confirmed the stability and strong capital position of Montenegro's banking system, with high liquidity and low level of non-performing loans.

The report also welcomed Montenegro’s integration into the Single European Payment Area (SEPA). The IMF highlighted the need for prudent monitoring of cash flow and real estate marker risks, enhancing supervisory practice and consistent application of regulations governing anti-money laundering, and safeguarding the operational independence of the CBCG as the one of key pillars of financial stability.

The IMF’s report is available at link.