Regulations
- Decision on Open Market Operations
(OGM 15/11)
- Decision on detailed conditions for granting loans to banks in case of their liquidity needs
(OGM 82/17)
- Decision on Bank Reserve Requirement to be Held With the Central Bank of Montenegro
(OGM 88/17, 43/20) - Unofficially consolidated translation
- Decision amending the Decision on Bank Reserve Requirement to be Held With the Central Bank of Montenegro
(OGM 43/20) - Decision on Bank Reserve Requirement to be Held With the Central Bank of Montenegro
(OGM 88/17)
- Decision on interim measures to reduce adverse effects of the communicable disease COVID-19 epidemic on the financial system
(OGM 80/20, 105/20) - Unofficially consolidated translation
- Decision amending the Decision on interim measures to reduce adverse effects of the communicable disease COVID-19 epidemic on the financial system
(OGM 105/20) - Decision on interim measures to reduce adverse effects of the communicable disease COVID-19 epidemic on the financial system
(OGM 80/20)
- Decision establishing the forms for the submission of information on lending activity
(OGM 16/18)
- Decision on Macroprudential Measures related to Retail Banking Loans
(OGM 58/19, 107/20) - Unofficially consolidated translation
- Decision on documents supporting the request for granting approvals under the Banking Law
(OGM 57/08, 80/10) - Unofficially consolidated translation
- Annex
Decision on documents supporting the request for granting approvals under the Banking Law
(OGM 57/08)
- Decision on more detail requirements to be met by the member of the bank’s board of directors
(OGM 80/10)
- Decision on capital adequacy of banks
(OGM 38/11, 55/12, 82/17) - Unofficially consolidated translation
Decision supplementing the Decision on Capital Adequacy of Banks (OGM 82/17)
Decision amending the Decision on Capital Adequacy of Banks (OGM 55/12)
Capital adequacy decision (OGM 38/11)
- Decision on Minimum Standards for Operations with Bank Related Parties (OGM 60/08)
- Decision on minimum standards for liquidity risk management in banks (OGM60/08)
- Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 22/12, 55/12, 57/13, 44/17, 82/17, 86/18, 42/19) - Unofficially consolidated translation
- Decision Amending the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 42/19) Decision Amending the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 86/18)Decision Amending the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 82/17)Decision Supplementing the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 44/17)Decision Amending the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 57/13)Decision Amending the Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 55/12)Decision on Minimum Standards for Credit Risk Management in Banks
(OGM 22/12)
- Decision on the Manner of Calculating Bank Exposuress (OGM 15/12)
- Decision on Minimum Standards for Market Risks Management in Banks (OGM 60/08)
- Decision on methods for preparation of the consolidated financial reports of the banking group
(OGM 24/09)
- Decision on Minimum Standards for Operational Risk Management in Banks (OGM 24/09)
- Decision on minimum standards for interest rate risk management not originating from bank's trading activities (OGM 60/08)
- Decision on Methodology for Country Risk Measurement in Banks (OGM 60/08, 51/13)
Decision supplementing the Decision on Methodology for Country Risk Measurement in Banks
(OGM 51/13)Decision on Methodology for Country Risk Measurement in Banks (OGM 60/08)
- Decision on minimum standards for bank investment in immovable property and fixed assets
(OGM 24/09, 66/10, 58/11, 61/12, 13/13, 51/13, 16/15, 82/17) - Unofficially consolidated translation
Decision on minimum standards for bank investment in immovable property and fixed assets
(OGM 24/09)
- Decision on Reporting to the Central Bank of Montenegro
(OGM 64/12, 83/17, 24/18, 39/18, 37/19) - Unofficially consolidated translation
Decision supplementing the Decision on Reporting to the Central Bank of Montenegro
(OGM 37/19)Decision amending the Decision on Reporting to the Central Bank of Montenegro
(OGM 83/17)
ANNEXESDecision on Reporting to the Central Bank of Montenegro
(OGM 64/12)
ANNEXES
- Decision on Public Disclosure of Data and Information by Banks (OGM 02/12)
- Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12, 18/13, 24/18) - Unofficially consolidated translation
Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12)
- Decision on the methods for preparing the consolidated financial reports of the banking group
(OGM 24/09)
- Decision on Chart of Accounts for Banks
(OGM 82/17, 71/19) - Unofficially consolidated translation
- ANNEX
- Decision amending the Decision on Chart of Accounts for Banks
(OGM 71/19) - Decision on Chart of Accounts for Banks
(OGM 82/17)
- Decision on the Basics of Internal Control System in Banks (OGM 60/08)
- Decision on Internal Audit in Banks (OGM 60/08)
- Decision on the Banking Ombudsman
(OGM 15/09, 02/12) - Unofficially consolidated translation
Decision amending the Decision on Banking Ombudsman (OGM 02/12)
Decision on the Banking Ombudsman (OGM 15/09)
(OGM 39/18, 18/19) - Unofficially consolidated translation
- Decision amending the Decision on Credit Registry
(OGM 18/19) - Decision on Credit registry
(OGM 39/18)
- Decision on the supervision over the implementation of the Law on the Conversion of Swiss Franc (CHF) – Denominated Loans into Euro (EUR) – Denominated Loans
(OGM 49/15, 63/16) - Unofficially consolidated translation
- Decision on Minimum Standards for Risk Management in Financial Services Providers
(OGM 24/18)
- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro
(OGM 24/18)
- Decision on the Manner of Calculating Capital Adequacy Ratio of the Investment and Development Fund of Montenegro (OGM 79/18)
- Decision on minimum standards for risk management in the Investment and Development Fund of Montenegro (OGM 79/18)
- Decision on the uniform manner of calculation and reporting of effective interest rate on loans and deposits (OGM 51/13, 52/14) - Unofficially consolidated translation
Decision on the uniform manner of calculation and reporting of effective interest rate on loans and deposits (OGM 51/13)
- Decision on registration of credit intermediaries with the Central Bank of Montenegro
(OGM 51/13)
- Decision on the content of the form for informing consumers on consumer loans
(OGM 51/13)
Decision on the structure, more detail conditions and manner of transaction account opening and closing
(OGM 48/14, 24/16, 14/17) - Unofficially consolidated translation
Decision on the structure, more detail conditions and manner of transaction account opening and closing
(OGM 48/14)
Decision on the Contents of the Central Registry of Transaction Accounts
(OGM 48/14, 32/15) - Unofficially consolidated translation
- Decision amending the Decision on the Contents of the Central Registry of Transaction Accounts
(OGM 32/15) - Decision on the contents of the Central Registry of Transaction Accounts
(OGM 48/14)
Decision on detailed conditions for providing activities of the payment service agent
(OGM 48/14)
Decision on own funds of payment institutions
(OGM 48/14)
Decision on own funds of electronic money institutions
(OGM 48/14)
Decision on minimum value of payment transactions to be processed in RTGS system
(OGM 48/14)
Decision on payment system oversight
(OGM 48/14)
Decision repealing some enabling regulations concerning national payment system
(OGM 48/14)
Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 82/17 and 107/20) - Unofficially consolidated translation
- Decision amending the Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 107/20) - Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 82/17)
Operating rules of the Central bank of Montenegro Payment System
(OGM 48/14 and 57/14) - Unofficially consolidated translation
Rules supplementing operating rules of the Central bank of Montenegro Payment system
(OGM 57/14)Operating rules of the Central bank of Montenegro Payment System
(OGM 48/14)
- Decision on clearing of international payments
(OGM 20/08)
- Decision on detailed requirements and manner of performing bureau de change operations
(OGM 27/11)
- Decision on the unique blank form bill (OGRM 81/05)
- Decision on putting into circulation, the sale price and the withdrawing from circulation of the unique blank form bills (OGRM 01/06)
- Decision on International Reserves Management
(OGM 19/11, 88/17)
Balance of payments statistics
- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17, 18/19) - Unofficially consolidated translation
- Instruction for filling in Forms
- USER GUIDES
- Decision amending the Decision on keeping separate records on foreign current and capital transactions and their reporting to the Central Bank of Montenegro (OGM 18/19)
- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17)
- Decision on the Amount of Cash that May be Brought into or Leave Montenegro Without Declaring
(OGM 38/10)
- Decision on Statistical Data to be Submitted to the Central Bank of Montenegro for the Purpose of Compiling the Balance of Payments Statistics (OGM 61/12, 24/18) - Unofficially consolidated translation
Statistics of monetary financial institutions
- Decision on Chart of Accounts for Banks (OGM 82/17)
ANNEX
- Decision on Reporting to the Central Bank of Montenegro
(OGM 64/12, 83/17, 24/18, 39/18) - Unofficially consolidated translation
- Decision on the Chart of Accounts of the Central Bank of Montenegro
(OGM 88/17)
Statistics of other financial institutions
- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro
(OGM 24/18)
Interest rates statistics
- Decision on the uniform manner of calculation and reporting of effective interest rate on loans and deposits (OGM 51/13, 52/14) - Unofficially consolidated translation
(OGM 39/18, 18/19) - Unofficially consolidated translation
- Decision on the Supply of Banknotes and Coins
("Official Gazette of MNE”, no. 19/11)
- Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins
(OGM 35/11, 61/18) - Unofficially consolidated translation
- Decision amending the Decision on Authenticity and Fitness Checking and Recirculation of Euro Banknotes and Coins
(OGM 61/18) - Decision on Authenticity and Fitness Checking and Recirculation of Euro Notes and Coins
(OGM 35/11)
- Decision on the Handling of Suspect Euro Banknotes and Coins and Other Activities Aimed at Protecting the Euro against Counterfeiting
(OGM 35/11, 61/18) - Unofficially consolidated translation
- Decision amending the Decision on the Handling of Suspect Euro Banknotes and Coins and Other Activities Aimed at Protecting the Euro against Counterfeiting
(OGM 61/18) - Decision on the Handling of Suspect Euro Notes and Coins and Other Activities Aimed at Protecting the Euro Against Counterfeiting
(OGM 35/11)
- Decision on medals and tokens similar to euro coins
(OGM 44/14, 61/18) - Unofficially consolidated translation
- Decision amending the Decision on medals and tokens similar to euro coins
(OGM 61/18) - Decision on medals and tokens similar to euro coins
(OGM 44/14)
- Decision on the Reproduction of Euro Banknotes
(OGM 61/18)
- Decision on issuing gold and silver jubilee coins
(OGM 24/16)
- Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16, 25/17) - Unofficially consolidated translation
Decision amending the Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 25/17)Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16)
- Decision On changes in Prices of Commemorative Coins Issued
(OGM 13/11, 25/17) - Unofficially consolidated translation
Decision amending the Decision on Changes in Prices of Commemorative Coins Issued
(OGM 25/17)Decision On Changes in Prices of Commemorative Coins Issued
(OGM 13/11)
- Decision on the Manner of Using the Collections of Commemorative Montenegrin Coins Issued on the Occasion of Celebrating the Centenary of Minting the First Montenegrin State Coins
(OGRM 37/06, OGM 09/07, 13/11) - Unofficially consolidated translation
- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 31/06)
- Decision on issuing commemorative gold coins
(OGRM 31/06)
- Decision on Issuing Commemorative Coins – Alloys
(OGRM 31/06)
- Decision on issuing commemorative silver coins
(OGRM 31/06)
Decision on the Manner of using the Commemorative Montenegrin Coins issued on the Occasion of celebrating the Anniversary of Central Bank of Montenegro’s Commencement of Operation
(OGRM 01/03, 50/04, OGM 13/11)
- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 45/02)
- Decision on issuing commemorative gold coins
(OGRM 45/02)
- Decision on Issuing Commemorative Coins – Alloys
(OGRM 45/02)
- Decision on issuing commemorative silver coins
(OGRM 45/02)
- Decision on Performing Custody Operations
(OGM 34/17)
- Decision on the Chart of Accounts of the Central Bank of Montenegro
(OGM 88/17)
- Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services
(OGM 29/11, 22/12, 58/13, 12/14, 22/14, 48/14, 32/15, 15/17, 18/17, 24/18) - Unofficially consolidated translation
Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services
(OGM 29/11)