Regulations


- Decision on documents supporting the request for granting approvals under the Banking Law 
(OGM 57/08, 80/10) - Unofficially consolidated translation
- Annex


- Decision on more detail requirements to be met by the member of the bank’s board of directors 
(OGM 80/10)


- Decision on capital adequacy of banks 
(OGM 38/11, 55/12, 82/17) - Unofficially consolidated translation


- Decision on Minimum Standards for Operations with Bank Related Parties (OGM 60/08)


- Decision on minimum standards for liquidity risk management in banks (OGM60/08)


- Decision on Minimum Standards for Credit Risk Management in Banks
 (OGM 22/12, 55/12, 57/13, 44/17, 82/17, 86/18) - Unofficially consolidated translation


- Decision on the Manner of Calculating Bank Exposuress (OGM 15/12)


- Decision on Minimum Standards for Market Risks Management in Banks (OGM 60/08)


- Decision on methods for preparation of the consolidated financial reports of the banking group 
(OGM 24/09)


- Decision on Minimum Standards for Operational Risk Management in Banks (OGM 24/09)


- Decision on minimum standards for interest rate risk management not originating from bank's trading activities (OGM 60/08)


- Decision on Methodology for Country Risk Measurement in Banks (OGM 60/08, 51/13)


- Decision on minimum standards for bank investment in immovable property and fixed assets 
(OGM 24/09, 66/10, 58/11, 61/12, 13/13, 51/13, 16/15, 82/17) - Unofficially consolidated translation


- Decision on Reporting to the Central Bank of Montenegro 
(OGM 64/12, 83/17, 24/18, 39/18) - Unofficially consolidated translation

ANNEXES 


- Decision on Public Disclosure of Data and Information by Banks (OGM 02/12)


- Decision on the content, deadlines and manner of compiling and submitting bank’s financial statements (OGM 15/12, 18/13, 24/18) Unofficially consolidated translation


- Decision on the methods for preparing the consolidated financial reports of the banking group 
(OGM 24/09)


- Decision on Chart of Accounts for Banks (OGM 82/17)

- ANNEX


- Guidance on the Manner of Recording Loan Loss Provisions, Value Adjustments and Written off Items of the on-Balance Sheet Assets When Determining Opening Balance in Banks’ Business Books for 2013 
(OGM 61/12)


- Decision on the Basics of Internal Control System in Banks (OGM 60/08)

- Decision on Internal Audit in Banks (OGM 60/08)


- Decision on the Banking Ombudsman 
(OGM 15/09, 02/12) - Unofficially consolidated translation


- Decision on the content and manner of keeping registers of banks, MFIs, credit unions, branches of foreign banks, representative offices of foreign legal entities and legal persons engaged in credit guarantee operations 
(OGM 60/08)


- Decision on Credit registry 

(OGM 39/18, 18/19) - Unofficially consolidated translation


- Guidelines for Developing Risk Analysis and Risk Factors for the Purposes of Prevention of Money Laundering and Terrorist Financing by Reporting Entities under the Supervision of the Central Bank of Montenegro (OGM 22/19) 


- Guidelines on implementation of international restrictive measures by banks and financial institutions and supervision of the implementation of these measures


 - Decision on the supervision over the implementation of the Law on the Conversion of Swiss Franc (CHF) – Denominated Loans into Euro (EUR) – Denominated Loans 
(OGM 49/15, 63/16) - Unofficially consolidated translation


Decision on the structure, more detail conditions and manner of transaction account opening and closing 
(OGM 48/14, 24/16, 14/17) - Unofficially consolidated translation


Decision on the Contents of the Central Registry of Transaction Accounts 
(OGM 48/14, 32/15) - Unofficially consolidated translation


Decision on core elements of the payment orders for executing national payment transactions via transaction accounts (OGM 48/14)


Decision on detailed conditions for providing activities of the payment service agent 
(OGM 48/14)


Decision on the manner of keeping the register of payment institutions and the register of electronic money institutions (OGM 48/14)


Decision on protection of payment service users’ funds and funds received in exchange for issued electronic money (OGM 48/14)


Decision on own funds of payment institutions 
(OGM 48/14)


Decision on own funds of electronic money institutions 
(OGM 48/14)


Decision on minimum value of payment transactions to be processed in RTGS system 
(OGM 48/14)


Decision on payment system oversight 
(OGM 48/14)


Decision repealing some enabling regulations concerning national payment system  
(OGM 48/14)


Decision on Payment System Reporting to the Central Bank of Montenegro
(OGM 82/17)

Annexes


Operating rules of the Central bank of Montenegro Payment System 
(OGM 48/14 and 57/14) - Unofficially consolidated translation


- Decision on clearing of international payments 
(OGM 20/08)


- Decision on detailed requirements and manner of performing bureau de change operations 
(OGM 27/11)


- Decision on the unique blank form bill (OGRM 81/05)


- Decision on putting into circulation, the sale price and the withdrawing from circulation of the unique blank form bills (OGRM 01/06)

Balance of payments statistics


- Decision on Keeping Separate Records on Foreign Current and Capital Transactions and their Reporting to the Central Bank of Montenegro (OGM 08/17, 18/19) - Unofficially consolidated translation

   - Form GU-1           
   - Form GU-2           

   - Form DI-1           
   - Form DI-2            

   - Form KZ-1       

   - Form KO-1            

   - Form TK-1       

   - Form TK-2       

   - Form RN-1            

   - Instruction for filling in Forms
   - USER GUIDES


- Decision on the Amount of Cash that May be Brought into or Leave Montenegro Without Declaring 
(OGM 38/10)


- Decision on Statistical Data to be Submitted to the Central Bank of Montenegro for the Purpose of Compiling the Balance of Payments Statistics (OGM 61/12, 24/18) - Unofficially consolidated translation



Statistics of monetary financial institutions


- Decision on Chart of Accounts for Banks (OGM 82/17)
  ANNEX


- Decision on Reporting to the Central Bank of Montenegro 
(OGM 64/12, 83/17, 24/18, 39/18) - Unofficially consolidated translation

  ANNEXES 


- Decision on the Chart of Accounts of the Central Bank of Montenegro 
(OGM 88/17)

  ANNEX



Statistics of other financial institutions


- Decision on Financial Services Providers' Reporting to the Central Bank of Montenegro 
(OGM 24/18)

  ANNEXES



Interest rates statistics


- Decision on the uniform manner of calculation and reporting of effective interest rate on loans and deposits (OGM 51/13, 52/14) - Unofficially consolidated translation


- Decision on Credit registry 

(OGM 39/18, 18/19) - Unofficially consolidated translation


- Decision on issuing gold and silver jubilee coins
(OGM 24/16)


- Decision on Gold and Silver Jubilee Coins Using and Packaging
(OGM 31/16, 25/17) - Unofficially consolidated translation


- Decision On changes in Prices of Commemorative Coins Issued
(OGM 13/11, 25/17) - Unofficially consolidated translation


- Decision on the Manner of Using the Collections of Commemorative Montenegrin Coins Issued on the Occasion of Celebrating the Centenary of Minting the First Montenegrin State Coins
(OGRM 37/06, OGM 09/07, 13/11) - Unofficially consolidated translation


- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 31/06)


- Decision on issuing commemorative gold coins
(OGRM 31/06)


- Decision on Issuing Commemorative Coins – Alloys
(OGRM 31/06)


- Decision on issuing commemorative silver coins
(OGRM 31/06)


Decision on the Manner of using the Commemorative Montenegrin Coins issued on the Occasion of celebrating the Anniversary of Central Bank of Montenegro’s Commencement of Operation
(OGRM 01/03, 50/04, OGM 13/11)


- Decision on establishing the collections of commemorative Montenegrin coins
(OGRM 45/02)


- Decision on issuing commemorative gold coins
(OGRM 45/02)


- Decision on Issuing Commemorative Coins – Alloys
(OGRM 45/02)


- Decision on issuing commemorative silver coins
(OGRM 45/02)

- Decision on Performing Custody Operations 
(OGM 34/17)


- Decision on the Chart of Accounts of the Central Bank of Montenegro 
(OGM 88/17)


ANNEX


- Decision on Determining Tariff for Calculating Fees Charged for the Central Bank of Montenegro Services 
(OGM 29/11, 22/12, 58/13, 12/14, 22/14, 48/14, 32/15, 15/17, 18/17, 24/18) - Unofficially consolidated translation


- Rulebook on the Implementation of Small Value Procurement