Report on Bank Lending Survey Results


The Central Bank of Montenegro carries out the Bank Lending Survey. The survey is launched with a view to obtaining an overview of the key determinants of supply of and demand for the loans to enterprises and households, and information on changes in the dynamics of the banks’ approval of loans to enterprises and households, credit standards, factors contributing to their change, credit terms and conditions, and expectations of banks with respect to the approval of new loans.


Pursuant to the Decision establishing the forms for the submission of information on lending activity, all banks participate in the survey that is in line with the international practice and methodology.

The Report on Bank Lending Survey Results is compiled and published on quarterly basis.



Report on Bank Lending Survey Results (Fourth Quarter 2022)


Report on Bank Lending Survey Results (Third Quarter 2022)


Report on Bank Lending Survey Results (Second Quarter 2022)


Report on Bank Lending Survey Results (First Quarter 2022)


Report on Bank Lending Survey Results (Fourth Quarter 2021)


Report on Bank Lending Survey Results (Third Quarter 2021)


Report on Bank Lending Survey Results (Second Quarter 2021)


Report on Bank Lending Survey Results (First Quarter 2021)


Report on Bank Lending Survey Results (Fourth Quarter 2020)


Report on Bank Lending Survey Results (Third Quarter 2020)


Report on Bank Lending Survey Results (Second Quarter 2020)


Report on Bank Lending Survey Results (First Quarter 2020)


Report on Bank Lending Survey Results (Fourth Quarter 2019)


Report on Bank Lending Survey Results (Third Quarter 2019)


Report on Bank Lending Survey Results (Second Quarter 2019)


Report on Bank Lending Survey Results (First Quarter 2019)


Report on Bank Lending Survey Results (Fourth Quarter 2018)


Report on Bank Lending Survey Results (Third Quarter 2018)


Report on Bank Lending Survey Results (Second Quarter 2018)