Interest Rates
Pursuant to the Central Bank of Montenegro Law (OGM 40/10, 46/10, 6/13, 70/17), the Banking Law (17/08, 44/10, 40/11, 73/17), the Law on Financial Leasing, Factoring, the Purchase of Receivables, Micro-lending, and Credit-Guarantee Operations (OGM 73/17, 44/20), the Decision on Reports to be Submitted to the Central Bank of Montenegro (OGM 64/12, 83/17, 24/18, 39/18, 37/19), and the Decision on the Credit Registry (OGM 39/18, 18/19), the CBCG is obliged to compile and monitor the interest rate statistics of banks and micro-credit financial institutions.
Interest rates of banks
Interest rate statistics of banks includes weighted average lending interest rates (nominal and effective) by industries, purpose, and maturity - outstanding amounts and new loans, the volume of new loans statistics, and weighted average deposit interest rates statistics.
Interest rates of MFIs
Interest rates statistics of microcredit financial institutions include weighted average lending interest rates (nominal and effective) by industries, purpose and maturity - outstanding amounts and new loans, and the volume of new loans statistics.