Structural systemic risk buffer
The structural systemic risk buffer aims to prevent and mitigate systemic risks of a structural nature. It targets systemic risks arising from the structure of the economic and financial system that have persisted in the system for some time.
One of the conditions for the introduction of the structural systemic risk buffer is the CBCG assessment that none of the other available legal measures can solve the problem of systemic risks targeted by the buffer in an efficient and effective way.
The structural systemic risk buffer is maintained in the form of Common Equity Tier 1 capital and it may amount to a minimum of 1% of risk exposure. It can be prescribed for groups of credit institutions or individual credit institutions for exposures in Montenegro or other countries, as well as for different types of exposures.
The CBCG reviews the structural systemic risk buffer rate at least every two years and announces it on its website.
In line with the Decision on Applying the Structural Systemic Risk Buffer (OGM 139/21), the structural systemic risk buffer rate amounts to 1.5% of total risk exposure.
Information on setting the structural systemic risk buffer (31.12.2021)