DNS System


The DNS system executes all payment transactions at the amount lower than the minimum value of payment transactions that have to be processed in the RTGS system, determined by the regulation adopted by the CBCG.


Transactions in the DNS system


Transactions processed in the DNS system are as follows:


  • Payment transactions to the amount up to 1,000 euros.


Daily work time schedule of the DNS system


The working schedule of the DNS system is determined by the Daily Work Time Schedule of the DNS system.


Daily work time schedule of the DNS system

Start day
08:30-09:00
Exchange of payment transaction messages
09:00-19:30
Clearing (the first cycle)
10:00-10:15
Clearing (the second cycle)
12:00-12:15
Clearing (the third cycle)
14:00-14:15
Clearing (the fourth cycle)
16:00-16:15
Clearing (the fifth cycle)
18:00-18:15
Preparation for the sixth cycle (preclearing)
19:15-19:30
Clearing (the sixth cycle)
19:30-19:45
Stop clearing
19:45-20:00
Rejecting unexecuted messages
20:01-20:05
Creating reports in the RTGS system on net position in the DNS system
20:05-20:15
Archiving
20:25-20:50
End of Day
20:50


Participants in DNS system


No.
Participant/Bank
BIC code
Fixed no.
1
Centralna banka Crne Gore

CBCGMEPG

907

2

Crnogorska komercijalna banka AD

CKBCMEPG

510

3

Hipotekarna banka AD

HBBAMEPG

520

4

NLB Banka AD

MNBAMEPG

530

5

Prva banka Crne Gore - Osnovana 1901. godine

NIKBMEP2

535

6

Erste Bank AD

OPPOMEPG

540

7

Addiko Bank AD

HAABMEPG

555

8

Universal Capital Bank AD

UNCBMEPG

560

9

Lovćen banka AD

LOVBMEPG

565

10

Zapad banka AD

ZBCGMEPG

570

11

ZIRAAT Bank Montenegro AD

TCZBMEPG

575

12

ADRIATIC BANK AD

AZMNMEPG

580