Hipotekarna banka AD Podgorica


Head–office: Josipa Broza Tita no. 67, Podgorica
Licence no: 0101-75/1-2002 of 17 December 2002


Supervisory board

  1. ANTONIO MONIACI
  2. MILJAN TODOROVIĆ
  3. MILJAN NIKOLA TODOROVIĆ
  4. SIGILFREDO MONTINARI
  5. MATO NJAVRO


Management board

  1. ESAD ZAIMOVIĆ, Chairman
  2. JELENA VULETIĆ
  3. NIKOLA ŠPADIJER
  4. NATAŠA LAKIĆ
  5. ANA GOLUBOVIĆ


Scope of operations


 Operations defined by the license:

  1. accepting deposits and other funds of natural and legal persons and granting loans and other placements from these funds, as a whole or partially for its own account;

  2. issuing of guarantees and assume other off balance sheet obligations;

  3. purchasing and collecting claims;

  4. issuing, processing and recording payment instruments (including credit cards, traveller and bank checks);

  5. foreign payment operations,

  6. financial leasing,

  7. trading on its own behalf and for its own account or for the clients account with:
    - foreign payment funds, including exchange operations,
    - financial derivatives

  8. collecting data, developing analysis and giving information and advices on creditworthiness of legal persons and enterpreneurs and on other issues with respect to the business operations;

  9. safe keeping operations;

  10. offering safe deposit boxes.

Operations performed based on the approval of the Central Bank:

  1. custody operations - Decision no. 0102-6940/3-2007 of 14 March 2008

  2. operations with securites - Decision no. 0101-25872-6 of 25 February 2010:
    - broker activities
    - dealer activites
    - investment advisory activities

  3. insurance agency activities – Decision no. 0102-4348/3 of 25 August 2014


Organisational units


BRANCH Bijelo Polje, Ul. Slobode

BRANCH Bar, Ul. Maršala Tita bb

BRANCH Podgorica, Ul. Slobode br. 91

BRANCH Ulcinj, Ul. 26. novembra bb

BRANCH Podgorica, Bulevar Svetog Petra Cetinjskog br. 130

BRANCH Herceg Novi, Kompleks Portonovi, Donje naselje 04 – Kumbor

BRANCH Podgorica, Bulevar Josipa Broza Tita br. 67

BRANCH Nikšić, Trg Save Kovačevića bb

BRANCH Budva, Ul. Mediteranska bb

BRANCH Tivat, Porto Montenegro, zgrada Teuta, Obala bb

BRANCH CETINJE, Ul. Bajova br. 74

BRANCH Kotor, SC Kamelija, Trg Mata Petrovića bb

BRANCH Danilovgrad, Baja Pivljanina br. 22

SUB-BRANCH Podgorica, Cetinjski put bb, Delta city

BRANCH Berane, Ul. Mojsija Zečevića bb

SUB-BRANCH Podgorica, Donja Gorica, Cetinjski put bb
BRANCH Žabljak, Trg narodnih heroja bb

BRANCH Tivat, Ul. 21. Novembra br. 21

BRANCH Herceg Novi, Trg Nikole Đurkovića bb
BRANCH Podgorica, Ul. Đoka Miraševića M3